Instawork provides industry-leading insurance to protect against personal injury or property damage claims on every gig.

Instawork Professionals are covered by a leading insurance company with Occupational Accident Insurance for 1099 gigs and Workers' Compensation for W2 gigs when working gigs. Therefore, you do not need to buy additional Occupational Accident Insurance for Instawork Professionals.

What does Occupational Accident Insurance cover?

Every Instawork gig comes with liability insurance of up to $1 million USD to protect Instawork Partners in case something doesn‘t go as planned, like property damage caused by an Instawork Professional. This includes liquor-handling and liquor-related accidents.

Every Instawork Professional has best-in-class coverage for medical expenses, lost wages, and rehabilitation as a result of accidental injuries incurred during a gig.

How do I file a claim?

If you are an Instawork Professional and need to file a claim, please read how here.


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