Here are the two steps that you need to take to start using your virtual card.

Please note that you can make online purchases without adding your virtual card to your digital wallet.

Step 1: Add the virtual card to your digital wallet

  1. Go to the Earnings > Card section of your app.

  2. Find the button to the right of "Reveal card details" and move it to the right.

  3. Enter the 6 digits verification code that you receive via SMS to see your card details.

  4. Go to the Apple Wallet or Google Wallet on your phone to add your virtual card.

  5. When adding your virtual card, you may be prompted to undergo additional verification. For the best experience, choose the SMS verification method.

Step 2: Set a PIN for your virtual card

  1. The virtual card is automatically activated, but you still need to set a PIN if you want to withdraw cash at a retail store’s checkout.

  2. Call Visa at (833) 333-1098 to set a PIN for your virtual card.

  3. Be ready to enter the 16-digit card number, expiration date, CVV code, your birthdate, and your zip code as part of setting a PIN for your virtual card.

  4. You can use your virtual card online right away without a PIN. To use the card consistently in a physical retail store via your Apple or Google Wallet, you must set a PIN.

  5. You can also use your virtual card to make over the counter cash withdrawals at banks that offer this service. You must set up a PIN before you do this.

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