At Instawork, we’re always working to provide you with the most up-to-date and accurate information, particularly when it involves your earnings. Please note that federal holidays in 2026 may impact when you receive payment for your shifts, as banks are closed on these days.
This article explains which holidays might affect payment processing.
Bank holidays and payment processing in 2026
When a federal bank holiday occurs:
Weekly payments: May be delayed by 1-2 business days
Instapay payments: May take longer to appear in your account
Direct deposits: Banks don't process transactions on federal holidays
2026 federal holidays that may affect payments
- New Year's Day: Thursday, January 1, 2026
- Martin Luther King Jr. Day: Monday, January 19, 2026
- Presidents' Day: Monday, February 16, 2026
- Memorial Day: Monday, May 25, 2026
- Juneteenth: Friday, June 19, 2026
- Independence Day: Saturday, July 4, 2026 (observed Friday, July 3, 2026)
- Labor Day: Monday, September 7, 2026
- Columbus Day/Indigenous Peoples' Day: Monday, October 12, 2026
- Veterans Day: Wednesday, November 11, 2026
- Thanksgiving Day: Thursday, November 26, 2026
- Christmas Day: Friday, December 25, 2026
How may weekly payments be affected?
If a bank holiday falls on a payment processing day (typically Wednesday):
Payments will be processed on the next business day
You'll still receive all earnings, just on a slightly delayed schedule
The delay is typically only 1-2 business days
How Instapay may be affected
Instapay requests during holidays may be delayed:
Debit card payments: Usually still processed within 24 hours, but may take longer
Bank account transfers: May take additional days beyond the usual 1-3 business days
If you have questions about holiday payment processing in 2026, please contact our support team through the app.