All Instawork Professionals must have accident insurance coverage in order to perform services during their Instawork gigs. 

Instawork provides every Instawork Professional with either Occupational & Accident Insurance (1099 gigs) or Worker Compensation (W2 gigs) during their Instawork gigs. 

Please note that this only applies to gigs that are booked with the Instawork app. Work outside of the Instawork platform is not covered.

In the event of an accident during a gig with Instawork, here's what you need to do:  

For 1099 gigs
For W2 gigs

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