All Instawork Professionals must have insurance coverage in order to perform services during their Instawork shifts. 

Professionals are covered by Occupational Accident Insurance on 1099 shifts (i.e., when providing services as an independent contractor of Instawork) or Workers' Compensation Insurance on W2 shifts (i.e., when providing services as an employee of Advantage Workforce Services, LLC). 

Please note that this only applies to shifts booked through the Instawork app. Work outside of the Instawork platform is not covered.

In the event of an accident during a shift booked through Instawork, here's what you need to do:  

For 1099 shifts
​For W2 shifts