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How do I change payment settings? (US)
How do I change payment settings? (US)
Alex F avatar
Written by Alex F
Updated over a week ago

*The following article is for our Pros that reside in the US.

You can now choose when you get paid (frequency) and where you get paid (account type) in Payment settings for your 1099 earnings.

Choose when you get paid (Frequency):

  • Weekly - We send your earnings every Wednesday for all shifts from the previous one-week pay period (Monday through Sunday).

  • Instapay - Currently, Instapay is only available for Silver and above Top Pros who have selected Instapay under "Payment frequency" in Payment settings. Beginning April 30th, Pros, regardless of Top Pro level, can select Instapay starting on the Monday after completing their second shift on Instawork. Once "Instapay" is selected, earnings of all 1099 shifts will be sent to your payment account after clock out.

Choose where your money is sent (Account type):

  • Instawork Card - Your 1099 earnings will be available just 5 minutes after payment is sent. If you’re a Gold or above Top Pro and don’t already have the Instawork Card - apply today!

  • Personal debit cards - Your 1099 earnings will be available an hour after you get paid. Some exceptions may apply.

  • Checking account - Your earnings will be available 3 business days after payment is sent.

If you apply for your Instawork Card, you must activate your physical card before you can get Instawork earnings, including free Instapay, on the Instawork Card. Please allow 7-14 calendar days for your card to arrive in the mail.

There is a $3 fee per payout for Instapay sent to a non-Instawork Card.

Starting April 30, 2024, the fee for Instapay will be 5% of the payout amount (e.g., if your payout totals $100, a $5 fee will apply) for Instapay that is not going to the Instawork Card. You can always get paid for free by choosing Weekly Pay in your payment settings.

You can still get Instapay for free on Instapay-eligible shifts by applying for and choosing the Instawork Card as your payment account and maintaining a Top Pro level of Silver or above.

When (Frequency)

Where (Account type)

When is the money in my account?

Fee (Effective May 1, 2023)

Weekly

Checking

Saturday after pay period

Free

Weekly

Personal debit

Wednesday after pay period

Free

Weekly

Instawork Card

Wednesday after pay period

Free

Instapay

Checking

3 business days after shift ends

$3

Starting April 30, 2024, the fee for Instapay will be 5% of the payout amount.

Instapay

Personal debit

One hour after shift ends

$3

Starting April 30, 2024, the fee for Instapay will be 5% of the payout amount.

Instapay

Instawork Card

5 minutes after shift ends

Free

Note on W-2 earnings: At this time, all W-2 earnings will still be sent to your checking account on a weekly basis. We are working on giving you the flexibility to choose when and where to get paid for W-2 earnings, as well; stay tuned for updates!

Disclaimers

Instant payments: There may be delays in some circumstances.

Instawork is not a bank. Banking services provided by Piermont Bank, Member FDIC.

The Instawork Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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