*The following article is for our Pros that reside in the US.
You can now choose where you get paid (account type) and when you get paid (frequency) in Payment settings for your 1099 earnings.
Choose where your money is sent (Account type):
Instawork Card - Your 1099 earnings will be available just 5 minutes after payment is sent. Note: Shift payments to the Instawork Card will be discontinued on 7/5/2024. Learn more here.
Personal debit cards - Your 1099 earnings will be available an hour after you get paid. Some exceptions may apply.
Checking account - Your earnings will be available 3 business days after payment is sent.
Choose when you get paid (Frequency):
Weekly - We send your earnings every Wednesday for all shifts from the previous one-week pay period (Monday through Sunday).
Instapay - Pros, regardless of Top Pro level, can select Instapay starting on the Monday after completing their second shift on Instawork. Once "Instapay" is selected, earnings of all 1099 shifts will be sent to your payment account after clock out.
There is a fee of 5% of the payout amount for Instapay. (e.g., if your payout totals $100, a $5 fee will apply). You can always get paid for free by choosing Weekly pay in your payment settings.
When (Frequency) | Where (Account type) | When is the money in my account? | Fee (Effective May 1, 2023) |
Weekly | Checking | Saturday after pay period | Free |
Weekly | Personal debit | Wednesday after pay period | Free |
Weekly | Instawork Card | Wednesday after pay period | Free Effective 7/5/24, Shift payments to the Instawork Card will be discontinued. Learn more here.
|
Instapay | Checking | 3 business days after shift ends | 5% of the payout amount (e.g., if your payout totals $100, a $5 fee will apply) |
Instapay | Personal debit | One hour after shift ends | 5% of the payout amount (e.g., if your payout totals $100, a $5 fee will apply) |
Instapay | Instawork Card | 5 minutes after shift ends | Free Effective 7/5/24, Shift payments to the Instawork Card will be discontinued. Learn more here. |
Note on Instawork Card: The Instawork Card will be discontinued on 8/5/2024. Learn more here.
Note on W-2 earnings: At this time, all W-2 earnings will still be sent to your checking account on a weekly basis. We are working on giving you the flexibility to choose when and where to get paid for W-2 earnings, as well; stay tuned for updates!
Disclaimers
Instant payments: There may be delays in some circumstances.
Instawork is not a bank. Banking services are provided by Piermont Bank, Member FDIC.
The Instawork Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.