Skip to main content

Do I need occupational accident insurance or workers’ compensation for Instawork Pros?

J
Written by Jacky

Pros who provide their services through the Instawork platform are covered with occupational accident insurance for 1099 shifts and workers’ compensation for W-2 shifts.

What does the occupational accident insurance cover?

Occupational accident insurance provides coverage for Pros in case of accidental injuries that occur during a shift. This includes:

  • Medical expenses

  • Lost wages

  • Rehabilitation costs

Occupational accident insurance does not cover property damage caused by an Instawork Pro, and it does not cover liquor-handling or liquor-related accidents.

How do I file a claim?

If you are an Instawork Pro and need to file a claim, please read how here.

If you have any questions about occupational insurance or workers compensation, please contact our support team through the app.


Did this answer your question?