All Instawork Professionals must have insurance coverage in order to perform services during their Instawork gigs. 

Instawork Professionals have either Occupational Accident Insurance on 1099 gigs (paid for by a deduction of $0.38 per hour worked) or Workers' Compensation on W2 during their Instawork gigs. 

Please note that this only applies to gigs that are booked with the Instawork app. Work outside of the Instawork platform is not covered.

In the event of an accident during a gig with Instawork, here's what you need to do:  

For 1099 gigs
For W2 gigs

Did this answer your question?